A little about our Broker

With a Bachelor’s Degree in economics and background in finance and construction, Gary Cesta checks off all of the boxes for understanding each aspect of the real estate transaction. Gary was also formerly a licensed home improvement contractor in Maryland and has a keen eye for renovations and remodeling. With his 30+ years in the world of real estate, Gary has taken his time to perfect his trade. With up-to-date knowledge on advertising trends, advanced media equipment, market valuations, and more, Gary is able to fill every one of your real estate needs with the help of his team at TheFlatRate.com.

Before founding TheFlatRate.com, Gary facilitated transactions surpassing $500,000,000 in value, with his wife and partner of over 25 years, Angel Stevens.

A few words from former clients

My husband and I had been looking for a brand new condo in a specific building. Gary used his knowledge and excellent negotiating skills dealing directly with the condominium’s sales office and successfully came up with a deal that would not have been possible had we tried dealing with the sales office on our own. Gary’s expertise and help, combined with his kind personality, made the negotiating and subsequent purchase process flow smoothly.
We highly recommend Gary!

Joan and Charles Inners

Gary is the best realtor I’ve worked with. He’s patient and really doesn’t pressure you into decisions that you’re not comfortable with. Best of all is that he really knows every detail of the Baltimore and Inner Harbor market. He’s also a bulldog negotiator when it comes time for you to make an offer

Dr. Ronjeet Ready

When my husband and I started looking seriously for a condo in Baltimore, we thought we knew enough about home buying and this particular market to handle it on our own…we were wrong. When we met Gary as we started our “shopping,” we felt very comfortable with his knowledgeable but not-pushy approach. His expertise and familiarity with all of the buildings in the Inner Harbor area saved us a lot of time (and, probably, a lot of money). It was always easy to get a prompt reply when we had a question, and he gave us excellent advice all along the way. We’ll have another condo to sell in the next couple of years, and there’s no question that we’ll turn to Gary again.

Mim and Steve Dubin

Gary represents the pinnacle of the real estate business. There is no better source (man or machine) for what’s available in Baltimore City. The professionalism on every level is unsurpassed and you will find yourself eager to recommend his services….if only to reward those closest to you with such a pleasant experience during a stressful time. He also does not fade into the sunset after settlement, but remains “on-scene” and a primary source of answers for starting your new life……service this good is a rare find.

Tim Hurtt

It took over a year to find an apartment to buy. I must have visited dozens and dozens.
Gary Cesta was as involved as I was in finding the right place, which we did. In fact, I think he found the nicest possible apartment in the entire city that we could possibly have bought given our constraints. Most importantly, he never put us under pressure, understood and utilized our needs to look for us ceaselessly, and never lost patience with us. Regarding negotiations, there was never any question on who’s side he sat. He wanted me to get as much for my dollar as I could possibly get, while at the same time being realistic about just how well we could do.

Dr. Glenn Whitman

Baltimore is where my wife and I met, married, and had children. However, job opportunities moved us away from “Charm City” for close to 20 years. Then, when my wife and I started looking seriously for a new home back in Baltimore, we thought we knew enough about the neighborhoods and enough about home buying to navigate on our own. What we realized rather quickly was how much the housing market in Baltimore had changed and that we needed some professional guidance.
If you are looking to purchase a condo in the Baltimore Inner Harbor, I doubt you will ever find anyone as knowledgeable or with a greater understanding of the neighborhoods, the market trends, or the pricing as Gary Cesta.
Not only is he an outstanding realtor, but he is also an incredibly genuine person that truly cares about his clients. In fact, from reading other testimonials I am not surprised to discover that what we are not the only clients that have continued the relationship as newfound friends. Without hesitation, I would highly recommend Gary to anyone looking to complete a real estate transaction in Baltimore city or the surrounding counties.

Mike and Lucille Brown

THE BEST AGENT IN THE WORLD!!! Gary Cesta is parallel to none when it comes to his knowledge, commitment and integrity. We have purchased many properties over the years all over the U.S. and can assure you that we have never had a better agent. Most agents try to pressure you “to buy now..there are so many offers on the table..you are going to lose it…” Gary will treat you as he would his own family and approach the purchase or sale of the property as if he is buying or selling it for himself. He will go the extra 100 miles for you to arrange ancillary services and have a huge network of connections. I could go on and on and on but foremost, he is just a good, hard-working, Honest person.

Dr. Mona Mofid

Gary Cesta is an outstanding realtor in the Baltimore Inner Harbor area. We have worked with him on two occasions. The first time he sold our parents’ condo in a timely and efficient manner. Most recently, he helped us find and buy a beautiful condo with both harbor and river views. He was extremely professional throughout our entire experience. He listened attentively to our needs, patiently showed us a wide variety of properties, expertly navigated the financing process and put us in touch with local contractors and decorators. He was accessible and promptly answered our many phone calls and emails. He maintained his sense of humor (even while we were at times losing ours) and ultimately helped us find the perfect condo to begin the next chapter in our lives. We highly recommend Gary as the premier realtor of Baltimore

Malcome and Carol Rubinstein

Gary was absolutely fabulous to work with in our recent condo purchase. As both first time home buyers and brand new to the Baltimore area, we definitely needed a partner to help us through this process. We were so lucky to stumble upon Gary. If you are looking to purchase a condo in the Baltimore Inner Harbor, I doubt you will ever find anyone as knowledgeable about the different buildings throughout the area. He has a great understanding of the market and was able to point out when units we visited were fairly or unreasonably priced. He is also an incredibly genuine person and truly cares about his clients. We have enjoyed working with him immensely and hope to remain friends. Would highly recommend him to anyone looking to do a real estate transaction in the Baltimore harbor area.

Stacy and Justin Harvey

Overall very professional experience!! Gary is a wonderful realtor to work with. He is very thorough and explains each step of the process. I was extremely satisfied with my overall experience! I give him the highest recommendation!

Dr. Christopher Stephens

My husband and I had been looking for a brand new condo in a specific building. Gary used his knowledge and excellent negotiating skills dealing directly with the condominium’s sales office and successfully came up with a deal that would not have been possible had we tried dealing with the sales office on our own. Gary’s expertise and help, combined with his kind personality, made the negotiating and subsequent purchase process flow smoothly.
We highly recommend Gary!

Joan and Charles Inners

Gary is the best realtor I’ve worked with. He’s patient and really doesn’t pressure you into decisions that you’re not comfortable with. Best of all is that he really knows every detail of the Baltimore and Inner Harbor market. He’s also a bulldog negotiator when it comes time for you to make an offer

Dr. Ronjeet Ready

When my husband and I started looking seriously for a condo in Baltimore, we thought we knew enough about home buying and this particular market to handle it on our own…we were wrong. When we met Gary as we started our “shopping,” we felt very comfortable with his knowledgeable but not-pushy approach. His expertise and familiarity with all of the buildings in the Inner Harbor area saved us a lot of time (and, probably, a lot of money). It was always easy to get a prompt reply when we had a question, and he gave us excellent advice all along the way. We’ll have another condo to sell in the next couple of years, and there’s no question that we’ll turn to Gary again.

Mim and Steve Dubin

Gary represents the pinnacle of the real estate business. There is no better source (man or machine) for what’s available in Baltimore City. The professionalism on every level is unsurpassed and you will find yourself eager to recommend his services….if only to reward those closest to you with such a pleasant experience during a stressful time. He also does not fade into the sunset after settlement, but remains “on-scene” and a primary source of answers for starting your new life……service this good is a rare find.

Tim Hurtt

It took over a year to find an apartment to buy. I must have visited dozens and dozens.
Gary Cesta was as involved as I was in finding the right place, which we did. In fact, I think he found the nicest possible apartment in the entire city that we could possibly have bought given our constraints. Most importantly, he never put us under pressure, understood and utilized our needs to look for us ceaselessly, and never lost patience with us. Regarding negotiations, there was never any question on who’s side he sat. He wanted me to get as much for my dollar as I could possibly get, while at the same time being realistic about just how well we could do.

Dr. Glenn Whitman

Baltimore is where my wife and I met, married, and had children. However, job opportunities moved us away from “Charm City” for close to 20 years. Then, when my wife and I started looking seriously for a new home back in Baltimore, we thought we knew enough about the neighborhoods and enough about home buying to navigate on our own. What we realized rather quickly was how much the housing market in Baltimore had changed and that we needed some professional guidance.
If you are looking to purchase a condo in the Baltimore Inner Harbor, I doubt you will ever find anyone as knowledgeable or with a greater understanding of the neighborhoods, the market trends, or the pricing as Gary Cesta.
Not only is he an outstanding realtor, but he is also an incredibly genuine person that truly cares about his clients. In fact, from reading other testimonials I am not surprised to discover that what we are not the only clients that have continued the relationship as newfound friends. Without hesitation, I would highly recommend Gary to anyone looking to complete a real estate transaction in Baltimore city or the surrounding counties.

Mike and Lucille Brown

THE BEST AGENT IN THE WORLD!!! Gary Cesta is parallel to none when it comes to his knowledge, commitment and integrity. We have purchased many properties over the years all over the U.S. and can assure you that we have never had a better agent. Most agents try to pressure you “to buy now..there are so many offers on the table..you are going to lose it…” Gary will treat you as he would his own family and approach the purchase or sale of the property as if he is buying or selling it for himself. He will go the extra 100 miles for you to arrange ancillary services and have a huge network of connections. I could go on and on and on but foremost, he is just a good, hard-working, Honest person.

Dr. Mona Mofid

Gary Cesta is an outstanding realtor in the Baltimore Inner Harbor area. We have worked with him on two occasions. The first time he sold our parents’ condo in a timely and efficient manner. Most recently, he helped us find and buy a beautiful condo with both harbor and river views. He was extremely professional throughout our entire experience. He listened attentively to our needs, patiently showed us a wide variety of properties, expertly navigated the financing process and put us in touch with local contractors and decorators. He was accessible and promptly answered our many phone calls and emails. He maintained his sense of humor (even while we were at times losing ours) and ultimately helped us find the perfect condo to begin the next chapter in our lives. We highly recommend Gary as the premier realtor of Baltimore

Malcome and Carol Rubinstein

Gary was absolutely fabulous to work with in our recent condo purchase. As both first time home buyers and brand new to the Baltimore area, we definitely needed a partner to help us through this process. We were so lucky to stumble upon Gary. If you are looking to purchase a condo in the Baltimore Inner Harbor, I doubt you will ever find anyone as knowledgeable about the different buildings throughout the area. He has a great understanding of the market and was able to point out when units we visited were fairly or unreasonably priced. He is also an incredibly genuine person and truly cares about his clients. We have enjoyed working with him immensely and hope to remain friends. Would highly recommend him to anyone looking to do a real estate transaction in the Baltimore harbor area.

Stacy and Justin Harvey

Overall very professional experience!! Gary is a wonderful realtor to work with. He is very thorough and explains each step of the process. I was extremely satisfied with my overall experience! I give him the highest recommendation!

Dr. Christopher Stephens